Plastic Surgery

7 Tips To Finance Your Cosmetic Surgery

Submitted by: Rena Graham

We have to admit that as much as we want to look our best, this usually comes with a price. A simple hair cut, facial or even just having your eyebrows shaped to perfection can cost you some cash. So how much more when you go into surgical procedures? Cosmetic surgery can cost you thousands of dollars at the least. Since these are considered to be elective procedures sometimes it can be quite hard to have insurance companies cover for it. Because money is really hard these days here are seven tips to help you pay for your cosmetic surgery.

1. First of all, you can never go wrong with good old savings. For every paycheck that you get, set aside a certain amount for that little cosmetic surgery fund. Doing so in small amounts may not be so hard on the budget. It may not fully pay for the procedure but it will really cut back on the expenses.

2. Research on the kind of surgery you have. This is for you to know whether you have the option of having a procedure done under general or local anesthesia. The latter is usually cheaper, however it should also be assessed whether it is really the best one for you. The net is teeming with sources, and there are even clinics who provide information as to how the procedure is done. This way you can get an idea on certain options on which you can save.

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3. Another thing why it is always best to go for a personal consult, because through it you can also discuss better with your surgeon on financing options that his clinic offers. A consultation will also give you a heads up on the certain amount that you need to prepare. There are actually some doctors who can give you an option of paying on installment basis.

4. If your surgeon does not offer any financing options, there are a lot of financing companies that also offer help specifically on cosmetic surgeries. It is also best if you scan around on a number of financing companies to know which of these have better rates and options.

5. Another is to get apply for secured loans in the bank. Secured loans is when you have to put in a collateral, which can be your car, as the loaner s way of securing that you pay because the property that you put on collateral will be repossessed if you fail to do so. This kind is cheaper than the open loan because the latter has bigger interests since they have nothing to repossess should you have any problems of paying for your cosmetic surgery in the future.

6. Your birthday s coming up? Or Christmas lurking around the corner? You can ask your friends and family that instead of giving you gifts they can just give donations to curtail the expenses on your planned cosmetic surgery.

7. You can make a loan at your bank or credit union. You can also look around at different banks to see who has better rates.

About the Author: Esteem Cosmetic Studio provides patient financing for those who are financially challenged and receive the

best cosmetic surgery in Australia

without undermining safety. We offer payment plan in various procedures such as liposuction,

breast surgeries

, rhinoplasty and more. Visit our clinic in Brisbane, Canberra and Sydney for more details.


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Ontario Votes 2007: Interview with Green candidate Marion Schaffer, Oakville

Monday, September 24, 2007

Marion Schaffer is running for the Green Party of Ontario in the Ontario provincial election, in the Oakville riding. Wikinews’ Nick Moreau interviewed her regarding her values, her experience, and her campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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Total evacuation of New Orleans planned

Wednesday, August 31, 2005

A state of emergency has been enacted in New Orleans in the U.S. state of Louisiana today, after the devastating Hurricane Katrina made landfall on Monday. There were earlier erroneous reports by the news media that martial law had been imposed. Mayor Ray Nagin fears that there may be “thousands” of fatalities in his city alone.

Many hospital staff are struggling without power and supplies. As many as 2,500 patients from hospitals in Orleans Parish were to be evacuated, according to US Health and Human Services Secretary Mike Leavitt, but where they could be sent was still uncertain.

Looters are roaming the city and have already ransacked the city’s upscale shopping district on Canal Street. They have been seen on news reports carrying huge bags of stolen goods. Governor Kathleen Blanco announced plans to completely shut down New Orleans and move everybody left there out of the area. A rescue helicopter was shot at, temporarily halting all rescue operations.

Former mayor Marc Morial summed up his view by saying; “We’ve lost our city, I fear it’s potentially like Pompeii.”

Two of the city’s levees on Lake Ponchartrain failed; one with a football-field size breach.Emergency workers dropped sandbags from helicopters into the levee’s breaches,but the water kept coming.

“It appears that now the bowl is beginning to fill — not rapidly but slowly,” said Walter Maestri, an emergency operations manager. New floods swept through the center of New Orleans and water now covers 80 percent of the city with broken gas lines feeding raging fires. In some locations the water is now at a depth of 20 feet (six meters).

The famous French Quarter, initially less affected by flooding, finally also succumbed.

“Get out of town if you can.” said Ed Freytag, a city worker at the temporary City Hall complex. “We’re damn close right now to that worst-case scenario,” said Dave Cohen, a local radio host.

For those that were staying in the Superdome, officials have begun moving them to the long-vacant Astrodome in Houston, Texas.

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US FEMA aid site only supports Windows with Internet Explorer

Thursday, September 8, 2005

The US Federal Emergency Management Agency (FEMA) website (for requesting disaster aid) is only functional for applicants using the latest version of the Internet Explorer web browser on the Microsoft Windows operating system. Users with other web browsers, such as Netscape, Opera, Safari, Firefox, or operating systems other than Windows, are effectively screened out of the site, which gives them a message that they need to download Internet Explorer version 6 or call FEMA at 1-800-621-3362 to register.

Relief workers are setting up many computer kiosks for evacuees to use. These kiosks are built from donated computers, many of which are unable to run Windows and/or Internet Explorer. Most of these kiosks use LiveCD versions of Linux, leaving evacuees unable to fill out aid forms.

A spokesperson for FEMA told MSNBC they were aware of the problem, and were trying to resolve the issue. They were, however, unable to provide an estimate of when the problem would be solved. Mike Quealy, a FEMA spokesperson, said the issue occurred because this tool was originally designed for in-house use by people working at the call center.

Telling the Opera web browser to spoof its user agent, by identifying itself as Internet Explorer, appears to trick the FEMA website into allowing the user to fill out the form. Firefox users can install the Prefbar extension (, and use the “User Agent Spoof” dropdown to achieve the same effect. Safari users can use the Debug drop-down menu (, and use the “User Agent” option to achieve the same effect. Other options are to run Windows and Internet Explorer in an emulator such as VirtualPC on the Mac or VMware on Linux. This option is slow and requires the user to already own or purchase a license for Windows and the emulator software. Purchasing the software can cost several hundred dollars. Implementing a software compatibility layer, like the GPL wine project, allows the user to run certain Windows software on Linux, but still requires valid licenses for Windows.

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Financial Planner

Ballerina Party Ideas To Create The Perfect Ballerina Bash!

By Elizabeth Chastain

Every little girl goes through a phase where she dreams she will become a ballerina! The little girl under the spell of ballet will wear her tutu everywhere and pirouette instead of walking. Reality drifts away as she schemes of running away to join the New York City Ballet! Take advantage of visions of “The Nutcracker” and dreams of “Swan Lake” dancing in her head. Use her obsession to throw her a ballerina party she will never forget!

A ballet party is a cheap, easy way to let her and her friends live out their dreams of dancing on stage (and it’s much safer than setting a 6-year-old loose in New York!)

Location Options

To plan a perfect ballerina party, one must first decide on a location. Though home is the cheapest place to throw a party, the mess that 20 children can make will require a professional cleaning technician! The lower stress solution is to either have the party outside or rent a space. Because the theme is ballet, one should look into possibly renting an auditorium. The children will feel like real dancers while eating cake and playing party games on stage! Some budget-cutting schools are renting out their auditoriums on weekends to make up for the financial short fall. These auditoriums can be rented for as low as $100 per day, and janitorial service is included!

Another option is to rent a banquet hall or party room. The ballerina party is a popular theme, so the party planner should check around the area to see if any party companies offer ballerina party packages. Such packages usually include tutus, cake, and a choice of entertainment. If one decides to have a backyard party, a Plan B should be in place in case of bad weather.

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A tarp or portable canopy should be set up to protect the little revelers from sun, wind, or rain. Be prepared to move the ballerina party to the basement or other indoor area if severe weather strikes.

Ballet Costumes

For low-cost party outfits, a simple tutu can be made from a stretchy cotton headband and colorful scarves. Make sure the headband is big enough to fit around the waists of all the little girls. Two headbands can be hand sewn or glued together for bigger waistlines. Secure the scarves to the headband using simple hand stitches or craft glue.

Cake Ideas

An additional important aspect of a successful ballerina party is a beautiful cake! The cake should probably be pink, and very feminine! Think sparkles and ballet shoes! One can easily make a beautiful cake with a mix, canned frosting, and ballerina-themed cake decorations.

Game Ideas

Be sure to play famous ballet soundtracks in the background to set the mood. Games should be simple, like pin the tutu on the ballerina or a ballet-themed version of Mother-May-I would be perfect! Most of all, one must make sure the children are safe and have fun!

A ballerina party can be the perfect way to spend an afternoon with a gaggle of little girls. A solid plan ahead of time will avoid any major mishaps!

For more ballet party ideas to help you create interesting invites, delightful ballet-themed decor, fabulous foods, and great games to entertain your prima ballerinas, you will want to click on the link below.

About the Author: Explore these fun

Ballerina Party

ideas, along with many others, by visiting

, a party planning website written and edited by a Professional Organizer. This informative website provides great information to help you plan a successful party.

Copyright: You may freely republish this article, provided the text, author credit, the active links, and this copyright notice remain intact.


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Pakistan coach’s death ‘suspicious’

Wednesday, March 21, 2007

The death of Bob Woolmer, Pakistan’s cricket coach at the 2007 Cricket World Cup in the West Indies, has been officially labelled “suspicious” by the deputy commissioner of police, Mark Shields, in Jamaica today.

“We are now treating [the death of Mr. Woolmer] as suspicious” he said at a news conference.

Bob Woolmer unexpectedly died in his hotel room in Jamaica last Sunday shortly after Pakistan’s shock defeat at the hands of Ireland.

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Australian man to be executed in Singapore

Saturday, November 19, 2005

Supporters of convicted Australian drug trafficker, Van Nguyen, gathered outside the State Library in Melbourne yesterday to display thousands of messages of opposition to his death sentence.

Callers to talkback radio in Melbourne were overwhelmingly against the death penalty of Nguyen, who immediately admitted his guilt and has cooperated with authorities since being caught smuggling heroin into Singapore. Many called for a boycott of Singaporean products.

25-year-old Nguyen was arrested at Changi Airport in 2002 for carrying heroin and sentenced to death in March. Nguyen claims he carried the 396 grams of heroin strapped to his body in an attempt to pay off his brother Khoa’s $30,000 legal debts.

The Singapore government have announced they will execute Nguyen at dawn on December 2nd. Singapore President S. R. Nathan rejected Nguyen’s clemency four weeks ago. The Melbourne salesman was sentenced to death under Singapore law which determines a mandatory death sentence for anyone found guilty of possessing 15 grams of heroin or more.

Nguyen’s mother was informed on Thursday by registered mail from the Singapore prisons service of the execution date. The letter stated that she should start making funeral arrangements. She will get to see her son in the three days leading up to the execution.

Despite repeated pleas for clemency from many thousands of supporters; religious groups; human rights organisations; the Pope; and the Australian Government – including Prime Minister, John Howard – Singapore officials have said Nguyen’s execution is irreversible.

Mr Howard had argued that Nguyen should be spared, citing mitigating circumstances in his case which pointed to the fact that he was not a serial drug trafficker but had merely been trying to pay off his brother’s debts.

The Victorian Attorney-General, Rob Hulls, says the Singaporean Government has shown no compassion whatsoever in its treatment of Van Nguyen and his family.

“What’s happening is brutal, is inappropriate. I, and the Victorian Government, vehemently oppose the death penalty in any circumstances”, he told ABC Radio. “This is a young kid who has assisted the police all the way… In any other country, he would get a discount in relation to the penalty. But because there is a mandatory death penalty for drug offences in Singapore, this young man may well be executed. It is just grossly inappropriate.”

“Singapore maintains that capital punishment is a criminal justice issue; it is the sovereign right of every country to decide whether or not to include capital punishment within its criminal justice system,” a Foreign Ministry spokesman said.

Singapore argues that there was no international consensus that capital punishment should be abolished. At the most recent meeting of the UN Commission on Human Rights, 66 countries dissociated themselves from a resolution calling for the abolition of capital punishment.

Prime Minister Lee Hsien Loong affirmed Singapore’s position by saying that it has to “stand firm on drugs to protect its citizens from the scourge and to ensure the country does not become a conduit for the trafficking of illicit drugs.”

In reply to a letter appealing for clemency from his Australian counterpart Alexander Downer, Singapore Foreign Minister George Yeo said: “Mr Nguyen imported almost 400gm of pure heroin which would have supplied more than 26,000 doses to drug addicts.”

No one will be permitted to see Nguyen on the morning of his execution. His body will be released to his mother.

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Landscaping Tasks That A Backhoe Rental Can Accomplish In Harrisburg, Pa

byAlma Abell

Landscaping is an art form that balances beauty and function. Often, a clean slate is needed before the landscaping design can be implemented. This is where a backhoe can streamline the process of getting a clean slate. These are some of the tasks that can be more easily accomplished with the help of this piece of machinery.

One task where a Backhoe Rental in Harrisburg PA comes in handy is the removal of old concrete or asphalt patios. While breaking up these pieces can be accomplished with a jackhammer, these materials are extremely heavy to remove even when broken up. It can take a lot of manpower and time to get the patio removed. This type of project requires less manpower and less time to accomplish. This means you can get to the building phase much sooner.

Another task in which a backhoe is extremely helpful is the movement of materials from one place to another. Often, deliveries of dirt, rocks and other supplies are dropped off in the front yard because of limitations of the trucks. Moving these materials to the proper position can take a lot of time and sweat. Whereas, a backhoe can move a vast amount of materials in a shorter amount of time. This can help you save the muscle power for the more intensive and detailed tasks such as laying down the patio.

A Backhoe Rental in Harrisburg PA is also handy for helping to regrade the yard for improved drainage. Because the grade of a yard is so important in protecting the foundation, this can require the movement of a lot of dirt. In yards where grading is a major issue, the backhoe can make it easier to put the dirt where it is needed the most. It is also handy in filling areas where erosion has had made parts of the yard unusable.

These are some of the landscaping tasks that a backhoe from the Slaymaker Group can help with when creating that clean slate. While the end result of a landscaping job is the beauty and function of the yard, getting there can require a large amount of work.

New Jersey backpedals on proposed bikini waxing ban

Saturday, March 21, 2009

New Jersey has reversed its plans for a state-wide ban on bikini waxing after salon owners from across the state spoke out against the proposal.

The New Jersey Board of Cosmetology and Hairstyling planned to consider a ban on so-called “Brazilian waxes” in response to two women who reported being injured during a wax.

But state Consumer Affairs Director David Szuchman, who oversees the board, asked them to abandon the ban in favor of reviewing and establishing safeguards for those who provide the service.

“Many commentators have noted that the procedure could be safely performed,” Szuchman wrote in a letter to state board President Ronald Jerome Brown, according to the Asbury Park Press. “I, therefore, believe that there are alternative means to address any public health issues identified by the board.

Salon owners from across the state expressed relief with Szuchman’s decision.

“It was an unnecessary issue,” spa owner Linda Orsuto told the Associated Press. “In New Jersey especially, where the government has been picking our pockets for so long, it was like, ‘Just stay out of our pants, will you?'”

Although millions of Americans get bikini waxes, which generally cost between $50 and $60 per session, the practice comes with risks. Skin care experts say the hot wax can irritate delicate skin in the bikini area, and result in infections, ingrown hairs and rashes.

Waxing on the face, neck, abdomen, legs and arms are permitted in New Jersey. Although state statutes have always banned bikini waxing, the laws are seldom enforced because the wording is unclear.

If the measure had passed, New Jersey might have become the only US state to ban the practice outright.

Although Szuchman’s letter was crafted more as a recommendation than an order, media reports said the ban would likely never be approved without his support because his office oversees the board.

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